Life insurance can bring someone complete peace of mind knowing their financial assets and loved ones are protected for the future. If you're trying to find affordable Marfan syndrome life insurance, iLL can help. We specialise in helping people with genetic disorders like Marfan syndrome to find the right cover that protects them and their families. Our unique comparison service puts your details before a network of approved impaired insurance specialists, so you can find the best insurance policy at an affordable price.
Marfan syndrome is a disorder that affects the connective tissues within the body. These tissues ensure that the structure of the body remains normal, and supports vital organs and other tissues. It is a condition that is inherited through genetics, and is normally passed on from parent to child (in 75% of cases). Common symptoms of Marfan syndrome include having abnormally long arms, legs, fingers and toes, suffering from heart problems, being unusually tall and struggling with lens dislocation in the eyes.
Marfan syndrome is passed on genetically. Only one parent has to have the gene for Marfan syndrome for it to be potentially passed on to their child. The gene causes the body to be able to stretch abnormally, resulting in elongated stature, arms and legs. This is because the body does not properly produce a protein called fibrillin.
Severity of symptoms vary from person to person with Marfan syndrome, and can be difficult to diagnose. A genetic test can confirm diagnosis. There is currently no cure for the condition. A serious related complication linked to Marfan syndrome is a problem with the aorta and heart. This can generally lead to a lower life expectancy for individuals with the condition. It is therefore likely that you will only be able to obtain cover through a specialist insurer.
As Marfan syndrome is a genetic disorder that can be linked to heart complications, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for Marfan syndrome life insurance, and need to manage their level of risk. In order to secure cover, you will need to inform an insurer of the types of treatment you have received for Marfan syndrome, and how the condition affects your everyday life and ability to carry out tasks. If severe health and heart complications are present, you may require a specialist insurer that can offer you cover. The insurance market can be very confusing when you are trying to find the right policy for your health. At iLL, we can help you find the right insurer for your personal circumstances.
Marfan syndrome is considered by insurers to be a pre-existing genetic medical condition. As you have a pre-existing genetic condition, you should expect to pay higher premiums. An insurer will ask you questions about when you were diagnosed with Marfan syndrome, and how the condition affects your overall health. You will need to inform the insurer of any heart complications you have experienced, and any treatment you have undertaken for your condition. These factors will help an insurer to determine your level of risk.
Prices from insurers will vary depending on who you speak to, which is why iLL is the right place to find the best impaired Marfan syndrome life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you have experienced complications with your aorta and have been told that you have a shorter life expectancy as a result of your Marfan syndrome, there is a greater likelihood of you making a claim to an insurance company in future, and a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. Getting your quote is quick and simple.
Get your Marfan syndrome life insurance quote
iLL works with many of the UK's leading Marfan syndrome life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive and compare quotes from more than one Marfan syndrome life insurance broker. Just submit your details through one of our quick and easy online forms to receive your quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Marfan syndrome life insurance quote
If you have Marfan syndrome, it is unlikely that you will be accepted for cover on standard terms. A specialist insurer may however consider you for critical illness cover, which would pay out a lump sum if you were to be diagnosed with a critical illness such as cancer. However, being accepted for critical illness cover will depend entirely on your circumstances. An insurer is likely to request a GP report to determine the amount of cardiovascular complications you have, and the impact the condition has on your lungs and other organs. If you do have complications, you may be offered cover but with high premiums or exclusions in relation to cardiovascular conditions.
iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.
With iLL, you can compare the market and find the best price and insurer for Marfan syndrome life insurance. To get started, fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners. It's completely free and will save you both time and money.